4% Flat Rate
4% card processing rate
A flat rate paid by your business. Nothing is automatically added to your customer’s bill.
A cash discount, if you choose to offer one, is set up separately in Square.
Cazador helps growing businesses choose a payment-processing path and begin onboarding with clear next steps and human support.
Choose your processing path: traditional Visa and Mastercard processing, or Square onboarding through Cazador.
Clear options for businesses planning their next payment setup
Choose your pricing program to open your Cazador-branded form, shared by Peyton Hunter.
4% card processing rate
A flat rate paid by your business. Nothing is automatically added to your customer’s bill.
A cash discount, if you choose to offer one, is set up separately in Square.
2.6% + 15¢ per card transaction
The US Rack Rate shown in Cazador’s Square onboarding program.
Review the program with Cazador if you need help deciding which option fits your business.
Complete the business intake, then look for a separate email from Square to finish verification and setup. Submitting the form does not mean your account is approved or ready to take payments.
Still comparing rates? Request your free rate comparison →
Cazador Payments independently resells Square through OrderOut. Cazador is not Square and is not directly affiliated with or endorsed by Square or Block, Inc. Square and its logo are trademarks belonging to Block, Inc. and its subsidiaries.
One processor for card-present, online, and invoiced payments — with the reporting and controls your CFO will actually trust.
No bundled markups, no surprise statement fees. See exactly what you pay on every transaction, down to the basis point.
Choose the payment path that fits your business, then follow clear next steps through the application process.
When an application is hosted by a provider, we make the handoff clear so you know what happens next.
Talk with Cazador when you need help understanding your processing options or onboarding steps.
Start with the path that best fits your business today, then review additional options with Cazador as your needs grow.
Begin with a straightforward application path and get help along the way when you need it.
Most businesses are approved same‑day and processing their first live transaction within 48 hours.
A 5‑minute application — no faxed paperwork, no branch visit required.
Our risk team reviews and responds in a few business days.
Terminal, POS, or a few lines of API — our integration team does the heavy lifting.
See funds hit your account.
Cazador helps you choose a path, complete the appropriate application, and understand the next steps from the provider.
Start Square onboarding or traditional processing based on the option that fits your business.
Each provider reviews its own application and confirms the information needed to continue.
We make clear when a process moves from Cazador to an external provider or application.
Get human support when you need help comparing paths or understanding the onboarding process.
Integration options can be reviewed during onboarding.
Every plan includes next‑day funding, PCI compliance support, and your dedicated account manager.
Choose the processing option that fits your business, then follow the appropriate onboarding path.
Choose Square onboarding or traditional processing based on your business needs.
Complete the application for your chosen path and provide the information requested by the provider.
Review the provider’s next steps and reach out to Cazador if you need help understanding the process.
Most applications are reviewed and approved the same business day. Higher‑risk or higher‑volume accounts may take up to 48 hours while we verify banking and business details.
No. Cazador is month‑to‑month with no early termination fee. We earn your business every statement cycle, not through a lock‑in contract.
You pay the exact interchange rate set by Visa/Mastercard/Amex/Discover for each card, plus one transparent markup from Cazador — shown as a single line on every statement. No tiered buckets, no hidden qualification discounts.
Yes. We support Level 2 and Level 3 line‑item data for B2B and government purchasing cards, which typically qualifies for lower interchange rates than standard consumer cards.
Batches close nightly at 11:59pm ET and funds are deposited to your linked business bank account the next business day, with a matching settlement report available in your dashboard.
Every account is assigned a named account manager plus 24/7 access to live technical support — for statement questions, disputes, or integration troubleshooting.
Tell us a bit about your business and a Cazador specialist will follow up with a no‑obligation rate comparison within one business day.
A Cazador account specialist will reach out within one business day with your custom rate comparison.
Use this path for general questions, sales conversations, partnership discussions, or anything that should go straight to the Cazador sales mailbox.
The Cazador sales team will follow up shortly.
We are building a team of independent professionals who want to help businesses understand their payment-processing options.
Build relationships with businesses, introduce Cazador’s processing paths, and help start the conversation with the right team.
We are seeking bilingual independent telemarketing professionals to support outreach and appointment-setting from home.
These are independent-contractor opportunities, not employee positions. Contact Cazador to learn more about the program.
Cazador is founded by payment-industry professionals with more than 30 years of experience.
Cazador Payments respects your privacy. This policy explains how we handle information you provide through this website.
We may collect the information you submit, including your name, business name, work email, phone number, estimated processing volume, messages, and documents you choose to upload, such as a processing statement.
We use submitted information to respond to your request, review rate-comparison inquiries, discuss payment-processing options, and support the onboarding path you choose.
We may share information with service providers or payment partners only when necessary to respond to your request or support the onboarding path you select. We do not sell personal information.
We use reasonable safeguards to protect submitted information. However, no internet transmission or storage method is completely secure.
You may contact Cazador Payments to ask about, correct, or request deletion of information you submitted, subject to applicable requirements and recordkeeping needs.
We may update this policy from time to time. The current version will be posted on this website.